VIP Talk shall not be held responsible for any loss incurred by customers as the use of products that it carries. The quality of the prepaid cards that VIP Talk carries are sole responsibility of their manufacturer. VIP Talk shall not entertain any complaints regarding the quality or misinformation of products that it carries. However, VIP Talk shall assist customers in getting Customer Service number for appropriate manufacturer. The images of the products belongs to their manufacturers and VIP Talk only uses them as sample images. The calling rates are based on the posters that VIP Talk received from our manufacturers. These rates are subject to change without notice. VIP Talk always tries to keep the latest rates as much as possible. However, if there is any case of discrepancy in rates, VIP Talk shall not be held responsible. The information and services included in or available through the Service may include inaccuracies or typographical errors. Changes are periodically added to the information herein. You specifically agree that VIP Talk shall not be responsible for unauthorized access of your user account

PIN numbers for the purchased calling cards will be shown as soon as the credit card transaction is successful. A copy of the receipt is emailed to the address provided within a few seconds. In case of any unforeseen technical errors during transaction, please inform us. It is the responsibility of the customer to provide us with correct email address. VIP Talk shall not be held responsible for any mistaken delivery produced by customer's false information. VIP Talk also shall not be held responsible for unauthorized use of PIN number; stolen or otherwise.

All questions and problems should be resolved through the Customer Service. Rates and fees are subject to change in accordance with legal requirements without notice. Federal, state, and local taxes may apply. Services provided are subject to terms and conditions of federal and state tariffs. Application of surcharges and fees has the effect of reducing total minutes on the card. The card has no cash value and is non-refundable. Be sure to safeguard your card at all times